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Sustainable Economics

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Capital Access

For small businesses and entrepreneurs, having access to affordable capital can mean the difference between success and failure. The lending process must be transparent to ensure that every small business has a fair chance of obtaining capital. At the federal level, small and micro-businesses need increased funding for existing SBA and CDFI funding programs. At the local level, lenders need to work to provide the best loan terms and support small businesses on the ground. The Microloan Modernization Act will provide more capital to microenterprises and help to create jobs, stabilize local economies, and empower women or minority owned-businesses which face larger barriers in entrepreneurship.

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